Prepaid subscriptions

Pay for the months you can afford.

Fund your subscriptions ahead, for two months, three or seven. riOs sets the money aside and pays each renewal on time, so you don't have to.

Built for people whose pay doesn't arrive on a schedule

Fund it once.
riOs handles every renewal.

Freelancers, creators, students and anyone paid in seasons, not salaries.

How it works

Three steps, then you're covered.

Pick your subscriptions

Add the services you pay for every month: music, streaming, tools, cloud storage.

Fund the months you can

Got paid today? Cover two months, or six. You choose the number, every time.

riOs pays on time

Each renewal is paid from your funded balance when it's due. You'll see exactly how long you're covered.

Why riOs

Made for irregular income.

Money set aside, not spent

Funds you put in are kept for your subscriptions, so they're still there when the bill comes.

Always know your runway

See the date each subscription is covered until, instead of guessing from a wallet balance.

A window to change your mind

Funded by mistake? You can cancel a deposit within three days.

Manage it from your AI assistant

Coming soon: ask your AI to fund, check or plan your subscriptions with riOs.

For partners

Building riOs with the right partners.

riOs is in private development. We're talking to companies that can help subscriptions reach more people across Nigeria and Africa.

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